Author: sharp_eye

Spar titusener i renter: Slik refinansierer du boliglånet riktig Boliglån er ikke en engangsavgjørelse. Renten du betaler, og betingelsene du har, bør ikke være statiske. Refinansiering handler i bunn og grunn om å vurdere om du kan få bedre vilkår. Og hvis du kan det, bør du handle. La oss se på hvordan det faktisk fungerer. Hva betyr det egentlig å refinansiere boliglånet? Refinansiering av boliglån innebærer at du erstatter det eksisterende lånet ditt med et nytt. Enten i samme bank eller hos en annen bank. Det nye lånet har forhåpentligvis lavere rente, bedre vilkår, eller begge deler. Du kan også bruke det som en anledning til å endre nedbetalingstiden. Grunnen til at dette kan være lurt er enkel: Renten du fikk da du tok opp lånet, var basert på…

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